Short, plain-English guides for getting things done in Wealthru. New to renting out a place? Start with the basics, no jargon required.
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Plain-language walkthroughs of the main journeys, who does what at each step.
Your landlord or property manager emails you an invite to the tenant portal. Accepting it is how you get in.
A photo or a short video helps your property manager understand the problem and send the right person out faster.
You sent in a rental application. Here is what happens next.
After you send your application, the landlord usually needs a few documents from you. You can attach them right away, and you can come back and add more later from the link in your confirmation email. No account needed either way.
Being unable to get in is not something you have to sort out with your landlord. Most of it you can fix from the sign-in page.
You decide whether your property manager can send you newsletters and announcements, by email and by text, separately. You can change your mind as often as you like, and you never need to ask anyone.
Download a tidy PDF rent receipt for any rent payment that went through, so you have proof of rent paid for your records or a provincial benefit or tax claim.
You can ask Wealthru for a copy of everything we hold about you, and download it yourself. You do not need to email anyone or explain why.
Add Wealthru to your home screen so it is one tap away, and turn on notifications so you hear from your landlord.
When your tenancy ends, your property manager settles your deposit: they return it, or they return part of it and tell you what the rest was for. Your portal shows the whole picture, so you are not working from a single number in an email.
Planning to leave? Put it in writing from your portal so the date is on record, with the day you told your property manager. That record is what your notice period and your deposit return are worked out from.
Your rent payment did not go through. Here is how to fix it, calmly.
Your name, phone number, and emergency contact live on your tenant profile. Your landlord or property manager uses them to reach you about your home, and uses your emergency contact only if they cannot reach you and something urgent is happening at the property.
You can write to your landlord from your home page, and see everything that has been said in one place. Before this, a reply only lived in your own texts or email, so neither of you had the full history.
When your rent is due, Wealthru can text or email you a reminder with a secure Pay link (it looks like gowealthru.com/pay/...). This guide explains what that link does and how to pay from it.
You do not have to wait for rent to be charged before you can see how to pay it, or pay it.
Pay your rent online by card and get an instant receipt.
Your request was marked completed or closed, and the problem is back. Or it was never really fixed. You can reopen the same request instead of starting a new one, which keeps your original report, your photos and the whole conversation together.
Tell your property manager about something that needs fixing, say how urgent it is, and follow the repair through to the visit.
Your home page shows what you owe. What makes up my balance shows where that number comes from, month by month, and you can download it.
Have your rent paid automatically from your bank account each month, so you never miss a due date.
Find your lease details, signed documents, and payment receipts in one place.
Some capital costs add to your property's adjusted cost base (ACB) for a future sale but are not depreciated. Land is the main one. Record these as "ACB only, not depreciable" so they raise your cost base without showing up as a capital cost allowance (CCA) item. This is tooling, not tax advice.
Most rentals have more than one tenant. A couple, two friends, a family. Wealthru records all of them on the tenancy so the paperwork matches real life.
A condo, a single-family house, and a townhouse are each one home you own, one property and one place to live. You do not need to create a "unit" inside it. Wealthru treats these as a single dwelling, so you add the property and go straight to the lease.
Add a rental property to your account and set up the units inside it.
Add a tenant, then create the lease that ties them to a unit and sets the rent.
Turn an empty unit into a public, shareable listing page that advertises the vacancy and captures applications. Listings are free on every plan.
When a teammate records money, it can wait for an owner or approver to sign off before it counts. This is a safety check, nothing is wrong.
Archive a property, lease, or tenant to hide it from your lists while keeping everything. This is the right choice for records you no longer manage day to day but need to keep, like a property you sold or a tenant who moved out.
If you were already depreciating assets before you started using Wealthru, you can bring in each pool's opening balance so we carry it forward correctly. This is the carried-forward undepreciated capital cost (UCC) for your capital cost allowance (CCA) pools. Tooling, not tax advice.
Build a lease clause by clause with a guided wizard: pick who is on the tenancy and in what role, fill in the terms, attach your house rules, then generate the agreement and send it to everyone who signs.
You sent a vendor to a job and now it does not need doing. The tenant says it sorted itself out, you got a better quote, or you dispatched the wrong person. You can call the job off, and the vendor is told.
Yes, claiming capital cost allowance (CCA) on a building can affect your principal residence exemption (PRE), so it is a decision to make with your accountant. This is tooling, not tax advice.
The Capital on the books, by CCA class panel groups all your capital improvements by their CRA CCA class, so you can see what you own, what is left to depreciate, and what you have claimed so far. Tooling, not tax advice.
The address you sign in with can be changed from Settings. You keep your account, your properties, your team and your history. Only the address changes.
Ask the payment provider what happened to a card or pre-authorized debit payment that is still sitting as Pending, and have it recorded if it did go through.
Capital cost allowance (CCA) is the tax depreciation you may deduct on your building and depreciable assets. It is optional. You choose how much to claim each year, from nothing up to a maximum. Wealthru defaults every pool to claiming $0 and never claims for you. Tooling, not tax advice.
Your lease reached its end date and did not roll over to month to month. A declined renewal offer is the usual reason.
Closing the books locks past records so a finished period cannot be changed by mistake. It is the standard accounting control that makes a month, quarter, or year final once you have reported it.
Wealthru now finishes the follow-ups it used to only start. This page covers the five places that changed, and what to do at each.
A tenant can pay before rent is due, or pay ahead for a future month. Wealthru handles this for you. The payment settles the balance, and a prepaid or settled month does not send a "rent is due" reminder.
When several people apply for the same home, you can put them side by side in one list, see how each one scored, and pick one without opening every application in turn.
Create a lease document and send it for electronic signature, all in Wealthru.
A condo or townhouse usually belongs to a strata or condo corporation, and sits at a suite number on a particular floor. Wealthru lets you record those facts on the property and track the monthly strata fee alongside your other costs.
What arrives in your inbox when you sign up, and what to do when it does not.
Online rent goes straight from your tenant to your own bank account. Wealthru never holds it. That means online payment only switches on once your payout account is connected.
If the monthly rent on a tenancy was recorded wrong, you can correct it without recreating the tenancy. You keep the charges, the payments and the documents.
Delete a property, unit, lease, tenant, or a portfolio record like a mortgage, valuation, or insurance policy. You have 24 hours to recover it before it is removed for good.
Delete your Wealthru account
Wind a tenancy down with one guided flow that records the move-out, the condition report, the deposit settlement and the final statement, then archives the lease.
See your real estate net worth without typing in every number. When you add a property, Wealthru can estimate its current value from the price you paid, and your dashboard leads with your equity.
The app is built around messages, and everything else is one tap away under More.
Wealthru can show you a calm menu with just the daily essentials, or the full toolset with every section and money tool. You choose, and you can switch back anytime. Your choice is remembered for the account you are in, so each account you manage can have its own experience.
Have a folder of documents for a property, a mortgage statement, an insurance page, a tax bill, the deed? Drop them all in at once. Wealthru sorts each into the right place in the property's documents. You review before anything is saved, and you can undo the whole batch in one tap.
Jump straight to any tenant, property, unit, lease, or document from anywhere in the app. You can also type what you want to DO, and search hands you the shortcut.
Every form you fill is saved so you can find, preview, and download it later.
The rules that decide what you can charge and how much notice you owe are set province by province, not nationally. Wealthru publishes the current figures for each province at /guides, free and with no account needed.
When a job is done, mark the work order finished and file the vendor's invoice against it. Wealthru then shows what the job actually cost beside the estimate it was raised with, and the receipt has a path back to the work that caused it.
Retire a tenancy that should never have been recorded, without pretending it ended.
New to Wealthru? Here is the fastest path from sign-up to collecting rent.
Give proper notice before entering a unit
Renting out a place comes with a pile of acronyms. Here is what the common ones mean, in plain language. You will also see these words underlined with dots in the app. Tap one to see its meaning right where it appears.
If you own several condos in the same building, you can group them under one building. A building is the shared bricks they sit in, one address and one strata corporation. It is a grouping only, so it holds no money of its own, no value, no mortgage, and no tax.
Raise, triage, schedule and close out the maintenance work on your properties.
Two kinds of money used to sit outside your books: the deposit an applicant pays to hold a unit, and the distributions you pay your owners. Both are recorded properly now, and both can be corrected.
CCA is optional. You can claim any amount from $0 up to the year's maximum for each pool, and the default is $0. This is tooling, not tax advice.
Every month, the rent a tenant owes is recorded as a charge on their lease. That charge is what the balance, reminders, and statements are built on. Here is how it gets there.
Wealthru keeps real double-entry books behind the scenes. Every time money moves, it records two matching sides so your books always balance.
If a subscription payment fails, nothing is deleted. Your account keeps working in a limited way until the payment goes through, and this article explains exactly what stops and what does not.
Already track your rentals' expenses in a spreadsheet? Bring a whole year of them into Wealthru at once. You upload your file, check what we found, and confirm. Nothing is saved until you say so, and you can undo the whole import in one tap.
Already keep your rentals in a spreadsheet? You can bring them straight into Wealthru. Upload the file you already have and Wealthru suggests how your columns line up with ours. You check the suggestions, fix anything that looks off, then import. Nothing is saved until you confirm.
Moving your portfolio into Wealthru? Bring your past maintenance requests with you. If you already track repairs and work orders in a spreadsheet, you can import the whole list at once. You upload your file, check what we found, and confirm. Nothing is saved until you say so, and you can undo the whole import in one tap.
When you bring in a spreadsheet of properties, Wealthru understands the words people actually use for a condo, so a condo row comes in as a condo, not an unrecognized type.
Add Wealthru to your home screen so it opens like an app, and turn on push notifications so you hear about what needs you.
The tenant portal is where your tenant pays rent, reads their documents, and reports maintenance. They cannot reach it until you invite them, and the invite has to come from their tenant record so it carries their tenancy with it.
Record which keys, fobs and remotes you handed the tenant at move-in, and which came back at move-out. Both parties sign, so a later argument about a missing garage remote has an agreed starting point instead of two memories.
Give an LTB, RTB or other tribunal matter somewhere to live. A case keeps the file number, the dated log, the paper and the costs on the tenancy itself, instead of a folder on your desk.
Everything in Wealthru can be reached without a mouse. This article covers the parts that are worth knowing about, whether you use a keyboard because it is faster or because you use a screen reader.
Move around Wealthru faster with a few simple keyboard shortcuts. They are optional and they never get in the way of typing.
Turn a maintenance request into action. Each request shows an advisory triage, you can draft a work order, and you can assign a vendor from your own directory.
See who is behind on rent, how old the balance is, and set up a payment plan to help a tenant catch up.
How Wealthru keeps your email and text messages CASL-compliant, lets recipients opt out in one click, and shows you whether each message actually went out.
Two records for one person is easy to do and used to be hard to undo. It is now a merge.
Messages keeps every conversation with a tenant, vendor, or applicant in one place, so the whole history lives in Wealthru instead of your personal phone and inbox. You send by email, by text, or both, and replies come back into the same thread. These are for tenancy matters.
Wealthru celebrates real moments in your portfolio, like crossing $1M in equity or collecting your 100th rent payment. These are grounded in your own numbers, never made up.
A prospect is a property you are deciding whether to buy. You record what the seller is asking and what you think it will earn, and Wealthru works out the same numbers it shows for the properties you already own.
Money activity is one timeline of everything that moved money across your whole portfolio, newest first.
See what's around a property without leaving Wealthru. On the property workspace, the Neighbourhood panel shows a walkability read plus how many groceries, restaurants, transit stops, parks, schools, and healthcare spots are within about 1 km.
The Wealthru app can tell you the moment a tenant replies, even when the app is closed.
Some things affect everyone in a building at once. The water is going off Tuesday morning, the elevator is out, the fire inspection is Thursday, the parking rules are changing. Notify residents sends one notice to every current resident of a property, individually.
Offer a tenant a fixed-term renewal or a move to month-to-month, with any rent change checked against your province's rules.
Your dashboard can show a completeness score, like a profile-strength meter for your portfolio. It is a simple way to see what is filled in and what is still missing.
Open any document or image without leaving Wealthru. Instead of downloading a file to look at it, you can preview it right in the app, page through it, zoom in, and download it only if you want to keep a copy.
The Insights panel on your dashboard tells you what to look at, before you go hunting for it.
Record when an asset was last serviced and how often it should be, and the next service appears in the property's Key dates beside the mortgage renewals and warranty expiries you already watch.
The trial balance is the one-page summary of your books. It lists every account with its total debits, total credits, and net balance, plus two checks: that the grand totals match, and that everything you have recorded actually reached the ledger.
If a tenant signed the lease before you started using Wealthru, you do not have to send them the document again. Record the signed original you already have, and Wealthru treats it as the lease of record.
If you collect rent for an owner who lives outside Canada, the Canada Revenue Agency treats you as the withholding agent. That means the CRA looks to you for the tax that should have been withheld from their rent, not to the owner. The first step is simply recording who those owners are.
Log a payment a tenant made outside the app, like cash, cheque, or Interac e-Transfer, against their balance.
Sometimes a payment you already recorded never actually clears. A cheque bounces, an e-Transfer is recalled, or a pre-authorized debit comes back from the bank. Mark returned is how you record that, and it is different from a refund.
Log what a property cost you, so it lands in your statements, your profit figures and your T776.
Wealthru keeps two separate facts about a deposit, because they really are two things.
A listing does not take itself down when you sign a tenant, and it should not: plenty of landlords advertise a unit while the current tenant is working their notice. So the product asks you instead, in the places you are already looking.
When someone leaves, take them off the account so they lose access straight away.
Renewing records a new term for a tenant who is staying, carrying the deposit, rent due day, late fee, and grace period across from the current lease.
You live in your home and rent out part of it, like a basement suite or an in-law suite. Wealthru handles this as one property with mixed use: you keep living in the main home, and the rented part becomes a unit with its own tenant, lease, and rent.
Sometimes you need to fix a record in a period you already closed. Re-opening the books removes the lock so you can make the correction, and it is recorded in the audit trail.
You moved a tenancy one step too far, or you withdrew an applicant who has since changed their mind. The stage now reads Archived, Rejected or Withdrawn, and the Move to menu is gone.
You closed a request, and the problem is back. Or you marked it complete before the work was really finished. Either way you can reopen it, and you do not have to file a new one.
The condition report is signed and something on it is wrong. The wrong unit, a room you never walked, photos filed against the wrong area.
A reserve fund is money you set aside from each rent payment so a big or lumpy bill, like the annual property-tax or insurance bill, is never a surprise. Wealthru tracks this as a plan plus a running balance. It is guidance, not accounting, and it never moves real money.
Your expense was rejected, you have fixed what was wrong with it, and you want it looked at again.
Once a tenancy ends you are on a clock. Most provinces set a deadline to return the deposit or account for what you withheld, and several of them double the deposit if you miss it. Wealthru now shows you that deadline where you are already working, and gives you somewhere to record the address the money is going to.
You approved someone, you have not turned them into a tenant yet, and they tell you they are taking another place. Or you rejected someone and realised it was the wrong call. Either way you can undo the decision.
All messages is the second view in Messages. Where Conversations groups everything by person, All messages lists every message with every tenant, vendor and applicant in one log, newest first. Use it to answer questions about the account rather than about one person: what went out last week, whether anyone replied, what a specific tenant has been sent all year.
Move a tenant in with one guided flow that takes the deposit and first rent, records the walkthrough, and invites the tenant to their portal.
Record the unit's condition during a tenancy, not just at the start and the end. A periodic inspection uses the same walkthrough, photos, and tenant sign-off as a move-in report, and it compares against the most recent completed report so you can see what changed.
Snap a photo or upload a PDF of a receipt and Wealthru drafts the expense for you. You review every field before anything is saved. You can also scan a mortgage, insurance, property tax, or valuation statement to draft the matching details.
When you raise a tenant's rent, Wealthru sends the tenant a rent-increase notice (a templated letter and email). You review everything before it goes out.
Email a prospective tenant the rental application form for a unit. They fill it out online with no account, and the finished application comes back to you automatically.
Collect rent automatically from a tenant's bank account by pre-authorized debit (PAD).
Turn on automatic reminders that nudge tenants whose rent is overdue, on a schedule you control.
If you cannot get in, this is the page. Everything below works from any device, and none of it needs somebody else to do it for you.
Set up a whole tenancy from one screen, even on a brand-new account. Wealthru creates the property, the unit, the tenant and the lease together, then takes you into the move-in wizard.
Belong to more than one account? You can switch between them without signing out. This is common for property managers who work with more than one landlord, or anyone who owns more than one business on Wealthru.
Every change to a money record is recorded in a permanent trail you can hand to an accountant or auditor. It answers "an expense was $5,000 and is now $500, who changed it, when, and what was it before?"
Browse Wealthru's shared guides and forms, and attach one into a tenancy so the tenant can see it.
Wealthru has one assistant that answers two kinds of question. Tap the round ? button in the bottom corner of any page to open it.
Wealthru checks every amount and every date before it saves anything to your books. If an entry comes back refused, this explains what the message means and what to do about it. These checks exist because a wrong figure in your books is much harder to fix later than a refused entry now.
When a tenant leaves owing rent and there is no realistic way to collect it, write the charge off. That takes the debt off your books, deducts the loss on your tax worksheet, and stops the reminders, without pretending the rent was never charged. This is tooling, not tax advice: your accountant decides what is deductible.
Get a "what if I sell" estimate of the capital gain on a property and how the principal-residence exemption could lower it.
Produce a Canada Revenue Agency T776 Statement of Real Estate Rentals for a property, or for your whole portfolio, for a calendar year.
Your property page shows DSCR, the debt-service coverage ratio, next to cap rate and cash-on-cash. It answers one question: does this property's own income cover its own mortgage. Everything here is an estimate for planning, not financial advice.
Get a copy of your account's data, prepared in the background and delivered by a secure private link.
Wealthru is not only for landlords. You can track a home or property you own even if you do not rent it out.
Not sure if Wealthru fits your situation? Here is who it is for, in plain words.
Get a shareable year-end "Landlord Wrapped" report of your portfolio. Your income, equity growth, biggest expense, estimated tax saved, and occupancy for the year, as a branded PDF plus a PII-safe share card.
Get a per-property statement of income and expenses for a period. It is handy for your records and at tax time.
See how your properties are performing, with income, expenses, and the key return numbers.
Wealthru can show your properties on a map, with a small map picture on each property page and a List or Map view on your properties list.
Track each property's value over time and see your real-estate net worth across the portfolio.
Record the sale of a property. Wealthru computes the realized capital gain, discharges the mortgage, and keeps the property as a permanent record.
When you refinance, tell Wealthru that the new mortgage replaces the old one. That one link is what keeps your equity history readable, and it changes what your return figures say.
Wealthru already tells you when your term matures. This tells you how much the payment becomes if you renew at a higher rate. Everything here is an estimate for planning, not financial advice.
Renting out a basement suite or a spare room for the first time? Here is the simple path.
Wealthru can filter your properties and leases lists by the things you care about, and save the filters you use most as named views.
Record each property's insurance policy so coverage and renewal dates never slip.
Record a property's mortgage to see its current balance, its payoff schedule, and the all-important renewal date.
The Wealth page turns your recorded valuations and mortgages into a forward view of your real-estate wealth. Everything here is an estimate for planning, not financial advice.
Wealthru can send you a short summary of your portfolio once a week, so you stay in the loop even when nothing needs your attention. You get the same summary as a "This week" card on your dashboard.
Your property page can tell you how much a property has grown your equity since you bought it, and split that growth into the three things that caused it. Everything here is an estimate for planning, not financial advice.
Close public signups during a beta so a new account can only be created with an invite code.
Choose your plan, upgrade or downgrade, and apply a promo code.
Invite property managers to your account, set their role, and control which properties they can see.
Find payments that reached the payment provider but never reached the books, and see how long each activity and event record is kept.
Wealthru shows tenants and managers three province figures: the minimum notice to end a tenancy, the deadline to return a deposit after it ends, and the minimum hours of notice before a landlord may enter an occupied unit. They ship as representative placeholders, and every surface that shows one marks it PREVIEW until a human has reviewed it. This is where you record that review.
Switch a feature on or off, for everyone or for a single account, from the platform admin console.
We use privacy-friendly, Canadian-hosted analytics to understand how Wealthru is used and improve it. No personal information is sent, and you can change this anytime.